Non-fault accident? Keep moving with a like-for-like replacement.
Credit Hire Explained
Scotland-wide credit hire support (Glasgow • Edinburgh • Ayrshire • Paisley)
Fast delivery once approved & available (often ~24h)
We liaise with insurers; you keep your time free
Recovery & secure storage if your car isn’t driveable
Keep your no-claims (non-fault incidents)
No upfront cost* for eligible drivers
For non-fault road accidents only — not breakdowns, warranty or routine servicing.
MINI ELIGIBILITY CHECK
Credit hire is a like-for-like replacement vehicle supplied to non-fault drivers while their own car is off the road. You keep your routine, vehicle class and comfort while repairs or a settlement are arranged.
How Credit Hire Works (4 Steps)
1) Quick check
Tell us what happened and where you are.
2) Eligibility & approval
We confirm non-fault status and required documents.
3) Delivery
A like-for-like replacement is delivered to your home or work (once approved & available).
4) Repairs & return
When your car is repaired or settled, we collect the hire vehicle.
Who Qualifies?
You’re likely eligible if:
The accident wasn’t your fault and you’re fully insured
You have the other party’s details (or liability is clear)
You’re in Scotland (Glasgow, Edinburgh, Ayrshire, Paisley & nearby)
Your vehicle is undriveable or you reasonably need a car while off the road
What We’ll Need (Documents)
You’re likely eligible if:
Driving licence (photo card)
Proof of insurance / policy details
Incident details (date, location, third-party info)
Proof of address (recent utility/bank)
Any reference numbers (insurer or police, if applicable)
Delivery Times & Vehicle Types
Once approved & available, delivery is often ~24 hours. We aim to supply a like-for-like vehicle (e.g., hatchback, saloon, SUV, auto, EV) so you’re not left compromising.
Recovery & Storage (If Not Driveable)
If your car isn’t safe to drive, we’ll recover it and arrange secure storage before credit hire delivery.
Costs — Who Pays?
For non-fault incidents, credit hire costs are normally recovered from the at-fault insurer once liability is accepted. There’s no upfront cost* for eligible drivers.
* No upfront cost applies where you are not at fault, eligibility is confirmed, and recovery is sought from the at-fault insurer. Delivery times depend on approval & availability.
Frequently Asked Questions
Quick Answers for Your Accident Claims and Concerns
How fast can you deliver
Usually within ~24 hours once eligibility is confirmed.
What will it cost me?
No cost if you’re not at fault. We recover costs from the at-fault insurer.
Do you handle breakdowns or warranty cars?
No. We only help after non-fault road accidents — not breakdowns, warranty or routine servicing.
What vehicles can you supply?
We aim for like-for-like: cars, vans, taxis, motorcycles and commercial vehicles.
